It’s been another one of “those years”… However, it is certainly not as bad as everyone thinks – or the media would have you believe – or the politicians would manipulate you into behaving as if it is. If you follow the news (and I am sure you do), the year has been one long drama full of strife and turmoil; Arab Spring, Occupy Wall-Street, the corrosive political environment that exists in the States, the ugliness of the drug wars in Mexico – to name just a few.

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